Wednesday, January 16, 2013

No Limit Returns

I feel so LATE but anywhoo. .Master P and the No Limit Family have returned to let you know it's "No Limit Forever"!! I had been hearing this song on the radio but honestly thought I was hearing things. .LoL!! I LOVED me some No Limit ya'll!! From My FAVorite female rapper Mia X (Mama Miz), Kane and Able, Sonz of Funk, Silkk the Shocker, Mac (Woooo that voice Child!!), 504 Boyz, and of course Master P!! Self MADE and Self PAID they ran the South in the early Mid to Late 90's.

I wanted one of those Gold Tanks!! Uuuuuh. .LoL!!

Master P teamed up  with H-Town cutie Kirko Bangz on this single "Friends with Benefits"!! I actually like the song.

Later today Master P drops his mixtape "Al Capone" so be sure to download it

I am a Southern Girl and will be riding to this and still listening too my OLD No Limit!!


Thursday, January 10, 2013

5 Things Every Single Woman Should Know About Money

Good NEWS!! Single women are generally more cautious spenders than men, since they only splurge on a few items (the expected ones: clothing and personal care products like shampoo and teeth-whitening products, says the Bureau of Labor Statistics), while single guys tear through more money overall, on things like eating out, entertainment and car ownership. Bad news: Those same women are behind on saving for their futures. Alexa von Tobel, founder and CEO of the women's finance site, and Barb Chang, head of product for the money management site, were asked what single women should be doing with their money right now.

You Need to Track Your Expenses (As Annoying As It Seems) 
Chang says single women often say they're too busy and don't see the payoff of putting in a lot of time in tracking. In fact, Mint got started because its founder realized catching up on personal budgeting was taking up an entire Sunday afternoon every week. But staying on top of the money that comes into and goes out of the Bank of You every month is the first step in financial planning. More than 90 percent of Mint users say they have changed their habits as a result of using the service. Here are some different ways you can track your spending.

You Need an Emergency Fund More Than Anyone Else Does 
The old rule of thumb was to have about six months' pay in an emergency fund, but Von Tobel says that in the current economic climate, highly educated people who are laid off find that it takes about nine months to find a job—and because more women are getting advanced degrees than men, it's particularly important for them to have more put away. The best place to keep an emergency savings account, von Tobel says, is in a place you can easily access without penalty at anytime. This means a money market account or high-interest savings account. And as you know but it probably bears repeating, don't put the money in the stock market or in equities, as volatility in the market could decrease your savings.

Debt Can Hurt Your Future. .Even If You Wind Up Marrying "Mr. Perfect Credit" 
In 2009, 15 percent of American adults were late making a credit card payment; 8 percent missed a payment entirely. Those fees added up to about $20.5 billion, according to R.K. Hammer, a consultant to the credit card industry. Although those numbers decreased a bit last year, they've started creeping up again as some of the country's major credit card issuers posted increases in the number of credit card payments that were at least 30 days late in September. Even if you're only a week or two late, a credit card company can still disclose your missed payment to credit reporting agencies, and that may damage your credit score. You should know your debt-to-income ratio (the percentage of your income which you use to pay off your debts). These numbers impact anyone's credit score—so you want it lower than 36 percent. (If you're a single woman, even if you do end up marrying someone with pristine credit, banks will take the lower of you and your partner's credit scores.)

You Still Need a Life Insurance Policy
Von Tobel has noticed that a lot of childless women say, "I don't need life insurance because I have no dependents." If they died and didn't have insurance, though, their family would be responsible for paying off their car and education loans, mortgage, estate taxes and other debts. If you're a single mom and don't have it—and research from the University of Virginia's Darden School of Business and Genworth Financial shows that almost 70 percent of single parents with children living at home are in this situation—you risk your children not having their basic needs met, especially if there's no dad in the picture. Most experts say you should carry life insurance that's equal to six to 10 times your salary. If you have children, add more.

Saving for Retirement Is More Important Than You Think
It's easy to procrastinate when retirement seems so far off and other demands—like student loans for 20-somethings and mortgage payments for 30-somethings—seem more pressing. And while you definitely should not neglect those obligations, retirement should be just as high a priority. In a panel on women and retirement sponsored by Merrill Lynch earlier this year, moderator Charles Gibson noted that in 2007 the average amount a woman had in her 401k was about $56,000, while a man had $95,000. Another fact from the seminar: Finance expert David Bach, who's written 11 books on money, said the general rule for anyone (men, women, married or single) is to save at least 10 percent of your gross income for your twilight years. But because of women's longer life spans (and think about how expensive those additional seven to nine years can be with nursing homes or extra medical care), he recommends that they save 15 percent.


Lifetime's "Betty and Coretta"

The Lifetime network is kicking off "Black History Month" with a bang. Two of the most memorable female figures of the Civil Rights era are being brought to the television screen in Dr. Betty Shabazz and Coretta Scott King.

Focusing on the extraordinary women behind the two men who would change history,
"Betty & Coretta" tells the similar true stories of Coretta Scott King (Angela Bassett), wife of Dr. Martin Luther King (Malik Yoba) and Dr. Betty Shabazz (Mary J. Blige), wife of Malcolm X (Lindsay Owen Pierre).

When their husbands were tragically assassinated, these two women not only inherited the mantle of the civil rights movement in America, each also found herself to be a single mother who had to find a way to raise and support her children with no husband or father, resulting in a relationship like no other that spanned more than three decades.

I am excited about the strides that the Lifetime Network are making in bringing quality programming centered around Black life in America to the television screen. I pray we continue to see more movies as well as shows in years to come.

This film is set to air Saturday, February 2, 2013 at 8:00pm est (7:00pm cst)

I don't know about you but I will be tuned in. These two women are trailblazers in their own right and I look forward to seeing a mere glimpse into their lives.


Friday, January 4, 2013

Pearls. .Books. .and Tea!!

We are back!! It's a NEW year and NEW books are on the way!!

"Pearls. .Books. .and Tea: The SophistKat Bookclub" is BACK!!

I've revamped and worked on the book club several times but I'm not giving up. This year. .we will do a live chat to discuss our book of the month as well as meet up to have a good time. .and discuss things some more.

I will be hosting "Meet and Greet" events through out the year for you to meet some of our FAVorites and of course have dialogue with them.

Welp on to Book #1 of the NEW YEAR. .
Sister Souljah has been one of the Hottest authors out since the late 90's!!
With her honest and raw characters she is the originator of "Urban Fiction".
Her classic "The Coldest Winter Ever" is an ALL TIME FAVorite of just about everyone I know male or female.

"The Coldest Winter Ever" chronicles the life of Winter Santiago. .the rebellious, pampered teenage daughter of a notorious drug dealer Ricky Santiaga, who's life takes a drastic turn when her father is jailed and mother is shot by foes of her father. The booked ended with Winter being released from jail to attend her mothers funeral and looking across at her little sister who has run to the lifestyle in which she led.

Now a prequel was released about one of the FAVorite yet mysterious characters Midnight. .but even that wasn't enough to satisfy the urge of us wondering what happened to the the sisters Porsche, Mercedes, Lexus and even the father Ricky Santiaga. .Well the wait is OVER!!

Sister Souljah has delivered what a lot of fans have been waiting for. .
"A Deeper Love Inside: The Porsche Santiaga Story"

Sharp-tongued, quick-witted Porsche worships her sister Winter. Cut from the same cloth as her father, Ricky Santiaga, Porsche is also a natural-born hustler. Passionate and loyal to the extreme, she refuses to accept her new life in group homes, foster care, and juvenile detention after her family is torn apart. Porsche—unique, young, and beautiful cries as much as she fights and uses whatever she has to reclaim her status. Unselfish, she pushes to get back everything that ever belonged to her wealthy, loving family.

In A Deeper Love Inside, readers will encounter their favorite characters from The Coldest Winter Ever, including Winter and Midnight. Sister Souljah’s soulful writing will again move your heart and open your eyes to a shocking reality.

The book is now available for Pre-Order. The official release date is January 29, 2013.
Order from Amazon now!!

Our Live chat will be held at the end of February along with our "Face to Face: Chat and Discussion".

BaeBay. .I am EXCITED and can't wait!!
For more details on attending and joining the book club email me at


Wednesday, January 2, 2013

Emancipation Proclamation (Forever)

With the 2013 Emancipation Proclamation (Forever®) stamp, the U.S. Postal Service commemorates the 150th anniversary of the Emancipation Proclamation, which President Abraham Lincoln signed on January 1, 1863.

Lincoln's proclamation, issued nearly two years into the Civil War, declared that all slaves in the rebel states of the Confederacy “are, and henceforward shall be free.” In addition, the document authorized the recruitment of black soldiers into the Union army. Their courage in battle and contributions to the Union's ultimate victory greatly influenced the nation to adopt the 13th Amendment to the Constitution in 1865, outlawing slavery forever.

“In giving freedom to the slave, we assure freedom to the free,” Lincoln wrote in a message to Congress one month before signing the Emancipation Proclamation. A nation “dedicated to the proposition that all men are created equal” at last began the journey toward true liberty and justice for all.

Art director Antonio Alcalá worked with graphic designer Gail Anderson of New York City to produce the stamp. To evoke the look of broadsides from the Civil War era, they employed Hatch Show Print of Nashville, Tennessee, one of the oldest working letterpress print shops in America.

The Emancipation Proclamation stamp is one of a civil rights set being issued in 2013. The Postal Service is issuing two other stamps in 2013 to commemorate significant anniversaries in the struggle for African-American civil rights. One of them celebrates the 100th anniversary of the birth of Rosa Parks; the other has not been unveiled at the time of this writing.

The Emancipation Proclamation stamps are being issued as Forever stamps in self-adhesive sheets of 20. Forever* stamps are always equal in value to the current First-Class Mail one-ounce rate.


Tuesday, January 1, 2013


Happy New Year to Everyone!!
Let's make the BEST out of the next 365 days. .
Dreamchasers lift up those Prayers and Go Get IT!!